.calc-wrapper{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem;margin-bottom:2rem}@media (max-width:767px){.calc-wrapper{grid-template-columns:1fr}}.calc-inputs{background:#f8f9fa;border-radius:8px;padding:1.4rem}.calc-results{background:#fff;border:1px solid #dee2e6;border-radius:8px;padding:1.4rem}.calc-section-title{font-family:'DM Sans',sans-serif !important;font-size:1rem !important;font-weight:800 !important;color:#1c468e !important;margin-top:0 !important;margin-bottom:1.1rem !important;padding-bottom:0.5rem;border-bottom:2px solid #0085A1;letter-spacing:0}.calc-field-group{display:grid;grid-template-columns:repeat(3,1fr);gap:0.75rem}@media (max-width:400px){.calc-field-group{grid-template-columns:1fr}}.calc-field{margin-bottom:1rem}.calc-field-group .calc-field{margin-bottom:0}.calc-label{display:block;font-family:'DM Sans',sans-serif;font-size:0.72rem;font-weight:700;color:#1c468e;text-transform:uppercase;letter-spacing:0.06em;margin-bottom:0.35rem}.calc-stepper{display:flex;align-items:stretch}.calc-step-btn{width:2rem;height:2.1rem;background:#1c468e;color:#fff;border:none;cursor:pointer;font-size:1.1rem;line-height:1;display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:background 0.15s;padding:0}.calc-step-btn:first-child{border-radius:4px 0 0 4px}.calc-step-btn:last-child{border-radius:0 4px 4px 0}.calc-step-btn:hover{background:#0085A1}.calc-step-input{width:3rem;text-align:center;border-top:1px solid #dee2e6;border-bottom:1px solid #dee2e6;border-left:none;border-right:none;height:2.1rem;font-size:0.95rem;font-weight:700;color:#001446;background:#fff;-moz-appearance:textfield}.calc-step-input::-webkit-inner-spin-button,.calc-step-input::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}.calc-step-input:focus{outline:2px solid #0085A1;outline-offset:-1px}.calc-select{width:100%;padding:0.4rem 0.65rem;border:1px solid #dee2e6;border-radius:4px;font-size:0.88rem;color:#001446;background:#fff;cursor:pointer;height:2.1rem}.calc-select:focus{outline:2px solid #0085A1}.calc-checkbox-wrap{margin-top:0.5rem;padding:0.7rem 0.9rem;background:#fff8e1;border:1px solid #f59e0b;border-radius:6px}.calc-checkbox-label{display:flex;align-items:center;gap:0.6rem;cursor:pointer;margin-bottom:0}.calc-checkbox{width:1.1rem;height:1.1rem;accent-color:#f59e0b;flex-shrink:0;cursor:pointer;margin:0}.calc-checkbox-text{font-family:'DM Sans',sans-serif;font-weight:700;font-size:0.88rem;color:#92400e}.calc-table{width:100%;border-collapse:collapse}.calc-table tbody tr{border-bottom:1px solid #f0f0f0}.calc-item-name{font-family:'DM Sans',sans-serif;font-size:0.88rem;color:#54585A;padding:0.45rem 0}.calc-item-value{font-family:'DM Sans',sans-serif;font-size:0.88rem;font-weight:700;color:#001446;text-align:right;padding:0.45rem 0;white-space:nowrap}.calc-total-row td{padding-top:0.8rem}.calc-total-row{border-top:2px solid #1c468e !important}.calc-total-label{font-family:'DM Sans',sans-serif;font-size:1rem;font-weight:800;color:#1c468e}.calc-total-value{font-family:'DM Sans',sans-serif;font-size:1.5rem;font-weight:800;color:#1c468e;text-align:right;white-space:nowrap}.calc-saving-wrap{margin-top:0.75rem;padding:0.55rem 0.9rem;background:#fff8e1;border-radius:4px;border:1px solid #f59e0b}.calc-saving-text{font-family:'DM Sans',sans-serif;font-size:0.88rem;color:#92400e}.calc-saving-text strong{color:#b45309;font-weight:800}.calc-disclaimer{font-size:0.76rem;color:#6c757d;margin-top:1rem;margin-bottom:0;font-style:italic}